How Much Will My Roof Cost?

People often ask us, How much will my roof cost? The answer to this question varies depending on a lot of options and details for your specific roof installation. We will discuss some of these options and hopefully answer the average roof replacement cost! MidSouth Construction is always happy to provide a free detailed roof estimate!


Roofing systems are commonly assessed for impact resistance using a scale ranging from 1 to 4, indicating their ability to withstand hail of varying sizes. This rating is determined by testing a sample of the roofing material against different hail sizes, providing consumers with information about the material’s durability.

In areas prone to hail, it is advisable to choose a roofing product with a Class 4 hail impact resistance rating for enhanced protection. It’s worth noting that a higher impact resistance rating is typically associated with a higher cost for the roofing system.  For a deep dive into Impact Class 4 resistance shingles read our blog on this subject!


How Much Will My Roof Cost?


IMPORTANT NOTE: A Class 4 rating does not mean the manufacturer will replace your roof under warranty if it is damaged by hail!


One of the main benefits of upgrading to a Class 4 rated shingle is the discount you may receive on your homeowner’s insurance policy! Depending on the carrier, this discount may be substantial and make the extra expense well worth the investment.

Many heavy-weight designer shingles like the GAF Sequoia will be rated a class 4 impact-resistant roofing product. You may also get a discount from most carriers for other hail-resistant roofing products like metal, slate, or tile roofing.


The first place to start when considering if your roof needs to be replaced due to  hail damage is with a roof inspection! It is critical to accurately determine the amount of damage that your roof has sustained before contacting your insurance carrier.

NOTE: Hail damage can be hard to see to the untrained eye, especially from the ground! Always work with a reputable local roofer who can provide you with a free roof inspection!

When large hail hits it is often referred to as a golf ball or tennis ball-sized hail, it is easy to see the damage. Hail indentation will be visible on soft metals like gutters and downspouts, siding, window wraps, and occasionally even roof shingles. But hail storms of this magnitude are not very common in our area!

NOTE: Smaller hail, can also cause extensive damage that is not as easily visible. We never advise homeowners to climb onto their roofs to assess their hail damage! This can be very dangerous and is best left to professional roofers!

If you have been in the path of a strong hail storm, the first step is to contact a local roofing contractor and request a roof inspection! We always advise homeowners to have their roof inspected by a local roofer before their contact their insurance carrier! If your damage is minor, or even nonexistent, you do not want to file a claim with your insurance company!


Residential homeowner policies and commercial property insurance policies generally cover hail damage to asphalt shingles. It is always best to have your own roofing contractor present to represent your interest with the insurance adjuster. It is also helpful to have two sets of eyes to inspect your roof and ensure all hail-damaged items are properly documented and covered in your estimate.

MidSouth Construction is experienced in insurance claims for all types of roofing and property damage. We speak the language of insurance combined with our hands-on working knowledge of construction. This is important to ensure that all damage is properly assessed and covered. That can make a significant difference in the way your hail damage is claimed!


Nashville roofers, MidSouth Construction, utilize the same estimating software as your insurance provider. This ensures a seamless process, eliminating disputes over the roof’s pricing, as we acknowledge and accept the rates set by your insurance carrier. Your insurance carrier will determine the total cost to replace your roof. The ultimate price will depend on the size, the square footage, and the type of roofing materials you have.

We pay close attention to every detail to make sure everything is done correctly. This includes things like ice and water protection, roof decking, ventilation, light fixtures, drywall, paint, fencing, window screens, and HVAC units. We make sure everything is listed accurately and paid for properly. Even seemingly minor damages, when overlooked, can significantly impact the overall success of your insurance claim.

It’s crucial to note that the statute of limitations for filing a hail damage claim with most insurance carriers typically ranges from 1 to 2 years. Waiting to file a claim might result in a denial of coverage due to the time constraints specified in your policy. Therefore, prompt action is advised to ensure you don’t miss out on the opportunity to address any hail-related damages within the stipulated timeframe.

Hail Damage Means Roof Replacement

When a roof is damaged by hail, the roof should be replaced! Unlike wind damage which can often be patched or repaired, hail damage generally requires a full replacementThis also applies to other items such as vinyl siding that may no longer be available or continuous run gutters!

Roof Hail Damage Often Causes Interior Damage

Hail storms that cause roof damage are often combined with strong winds and heavy rains making leaks a strong possibility. Your insurance carrier will also cover any damage caused to your interior if documented and reported correctly.

How Much Will It Cost to Replace My Roof with Insurance?

Most roof damage caused by weather conditions, including hail damage, is covered by insurance. This means the only cost to you will be your deductible and any optional upgrades you may choose to make. This is a big relief for most homeowners who are not prepared for the expense of a full roof replacement along with interior damages!

Upgrading to a Class 4 Hail Resistant shingle is an affordable upgrade especially if your insurance carrier is covering the cost of your basic roof replacement. Taking advantage of this opportunity to upgrade to a Class 4 Hail Resistant Shingle can also pay off in reduced insurance premiums!


Midsouth Construction Nashville Roofers also offers affordable financing! This means you can finance your deductible and any optional upgrades while keeping your cash! There are many financing options available for various interest rates and payment terms! Some offers are even as low as 0% interest for qualifying homeowners!

How Much Will It Cost To Replace My Roof in Nashville?

The cost to replace your roof without insurance will vary depending on your specific roof. A good rule of thumb for a shingle roof, a common roofing material, is to expect to pay $335-$375 per square for an architectural roofing system built to codes.

For instance, a moderate home with 20 squares an asphalt shingle roof would run $6,745 to $7,500 for a standard manufacturer warranty and MidSouth Construction 5 year warranty. Extended warranties for 10-25 years are also available from certified Master Elite Roofing Contractors like MidSouth Construction!

How Much Does a Metal, Slate or Tile Roof Cost?

Metal roofing can easily double this figure because of material cost! A synthetic slate roof such as a Divinci slate roof can range $1,900 to $2,400 per 100 square foot of roofing depending on metal options chosen and your roof design. Natural slate or tile can also be in this price range or higher.

How Much Are Roof Repairs in Nashville?

Roof repairs in Nashville are a minimum of $250 and can go up to several thousand dollars. Our expert roofers can help you determine the best path to take in roof repair or roof replacement. MidSouth Construction provides affordable, reliable, and honest roof repair estimates! We don’t replace what needs to be repaired and we don’t repair what needs to be replaced!

Nashville Roofers Who Are Reliable!

MidSouth Construction Roofing and General Contracting focus on residential and commercial roofing. They provide services for roof repair, replacement, inspections, new construction, and estimates for specialty roofing. Let us show you why MidSouth Construction is consistently rated at the top Nashville roofers. Call us at 615-606-ROOF today!