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Roofing Contractors – Repair vs. Replace
We are certified in shingles, slate, tile, metal, or even flat roofing! As the top roofing contractor near you, we can help you determine if you need a full roof replacement or just a minor repair! Trustworthy, knowledgeable and experienced are what makes our Nashville roofing company stand out among the rest! We are not just a roofer – we are a Master Elite Roofing Contractor committed to providing you with roofing services you can trust! When it is time to find local Roofing Contractors | Roof Inspections – contact us first!
Roof Inspections By Roofers With Experience
Roof Inspections by experienced roofers! We are the master elite roofing contractor in Nashville certified in all types of roofing! No matter what type of roofing problem, roof repair, or roof replacement you need, you can trust Midsouth Construction Roofing to provide top quality workmanship! But you must start with an accurate roof inspection before you can determine the best solution to your specification roofing problem!
Free Roof Inspections by Insurance Claim Specialists
We are more than just Master Elite Roofing Contractors | Roof Inspections! Our staff also includes licensed insurance adjusters, public adjusters and experienced general contractors. No one knows insurance like us! We speak the language of insurance and combine that with a comprehensive understanding of the mechanics of roofing construction!
Insurance statistics show that in 2019 5.1 percent of all homeowners filed an insurance claim. If you find yourself in that category we would be happy to serve as your voice with your insurance carrier! Our insurance claim services are unique to the roofing industry! MidSouth Construction is a approved vendor with various insurance companies and can work with all insurance carrier on your behalf! Our goal is to ensure your claim is handled correctly and all damaged items are documented and included in your property damage estimate!
Roof Inspections you can Trust!
This unique blend of actual roofing construction knowledge and mixed with the ability to speak the language of insurance puts us in a rare position to serve as an advocate for our customers! If our roof inspection determines that your roof repair or replacement should be covered by your insurance carrier, you can trust MidSouth Construction to be with you every step of the way and ensure your insurance claim is paid accurately! We refuse to skimp on quality and will guarantee that your roof replacement will be top quality and installed correctly providing a lifetime of protection for your home or business!
If you have an older roof that has been impacted by high winds and may be missing a few shingles, it is extremely important that you contact a knowledgeable roofing contractor for a thorough roof inspection! Many older shingles will fail the brittle test making a minor repair impossible! It is quite possible that your missing shingles may result in a full roof replacement if you have either a discontinued shingle or an older roof!
Midsouth Roofing and Construction offers roof Inspections:
Wind Damage Is Covered by Insurance
Most homeowners and business owners are aware that hail storms and hail damage results in roof damage that is covered by their insurance carrier! But few people know that wind damage is also a covered event by your insurance policy!
What Can Homeowners Expect When Filing a Roof Damage Claim?
The length of the insurance claim process for roof damage can vary depending on various factors. Typically, it involves multiple steps and interactions with different individuals or entities. Initially, you would need to contact your insurance company to inform them about the roof damage and initiate the claim process. Following this, an adjuster would be sent to inspect the damage and assess its extent. After the inspection, a claim would be written up, documenting the details of the damage and the cost of repairs or replacement.
At this point, you would need to find a reputable roof contractor who can perform the necessary repairs or replacement. Sometimes, additional information may be required to supplement the claim before it can be fully assessed by the insurance company. Once all the necessary documentation is provided, the claim would be submitted to the insurance company for approval.
The timeline for the approval process can vary depending on the specific insurance company, policy, and the complexity of the damage. It is important to note that some insurance companies may have longer processing times than others.
In general, it is advisable to expect the insurance claim process for roof damage to be lengthy and move slowly, as stated in the source material.
Therefore, it is difficult to provide an exact timeline for the entire process as it can vary significantly. However, it is crucial to have patience and be prepared for the insurance claim process to take some time before the roof replacement or repairs are fully covered by insurance.
Who Has The Authority To Approve A Roof Damage Claim?
The authority to approve a roof damage claim lies solely with the insurance adjuster. Despite the conviction of your roofing contractor regarding the need for a roof replacement as a result of storm damage, it is ultimately the insurance adjuster who holds the power to grant approval in the claims process.
What Determines The Amount The Insurance Company Pays for Roof Damage?
The amount the insurance company pays for roof damage is determined by the type of policy you have. There are two main types: Actual Cash Value (ACV) and Replacement Cost Value (RCV).
With an Actual Cash Value policy, the insurance company will provide a payout based on the depreciated value of your roof. This means they will only pay what your roof is currently valued at, taking into account factors like age and wear and tear.
On the other hand, a Replacement Cost Value policy covers the cost of actually replacing your entire roof. However, the full amount is not given upfront. Initially, you will receive a check for the actual cost value of your roof, while the insurance company holds back the remainder to calculate the recoverable depreciation. This is the portion of the payment that accounts for the age and condition of the roof. Once you provide proof that the necessary repairs or replacement have been completed in accordance with the claim, the insurance company will then issue another check to cover the remaining cost.
It is important to note that if the repairs or replacement are not carried out, the insurance company may withhold the second check for the depreciated portion of the claim. Therefore, both types of policies protect your roof, but a Replacement Cost Value policy ensures that the insurance company pays for the entire cost of dealing with the damage.
Roofing Contractors you Can Trust! Financially Secure, Fully Licensed
Midsouth Construction is committed to providing outstanding customer service and honest, accurate roof inspections! We strive to install the best roofing system on the market today! We stand behind every roof that we install with a solid five year workmanship warranty We Work With ALL Insurance Carriers!
Insurance statistics show that in 2019 5.1 percent of all homeowners filed an insurance claim. If you find yourself in that category we would be happy to serve as your voice with your insurance carrier! Our insurance claim services are unique to the roofing industry! MidSouth Construction is a approved vendor with various insurance companies and can work with all insurance carrier on your behalf! Our goal is to ensure your claim is handled correctly and all damaged items are documented and included in your property damage estimate!
Roofing Contractors | Roof Inspections – Why Choose Us?
Our motto has long been that we don’t repair what needs to be replaced and we don’t replace what needs to be repaired! We will work to make sure you find the absolutely best solution for your specific roofing needs! Contact us for a FREE No Obligation Roof Inspection so we can help guide you in the decision that will best resolve your roofing problem!
If you are in need of a new roof that isn’t covered by insurance, we are here to help you with the best quality roof at an affordable price! We even offer financing options with approved credit if you need help with the cost of an out of pocket roof replacement! We can even suggest the best type of shingles and ventilation system suited specifically for your home. Our goal is to help guide you to make the best selection for your specific roof needs and make you aware of all the options available in the roofing industry today! Shingles, slate, tile, metal, wood shake, concrete tile, or flat roofs – we are qualified roofing contractors for all roofing options today!
Insurance statistics show that in 2019 5.1 percent of all homeowners filed an insurance claim. If you find yourself in that category we would be happy to serve as your voice with your insurance carrier! Our insurance claim services are unique to the roofing industry! MidSouth Construction is a approved vendor with various insurance companies and can work with all insurance carrier on your behalf! Our goal is to ensure your claim is handled correctly and all damaged items are documented and included in your property damage estimate!
Roofing Contractors you Can Trust!
We live here. We work here. We raise our families here! Your business is important to us and we treat each and every customer the way we would want to be treated! Your roof is the single most expensive asset of your home. Trust this investment to elite roofing contractors MidSouth Construction! Roofing Contractors | Roof Inspections with integrity provided by Nashville Roofer Midsouth!
Insurance statistics show that in 2019 5.1 percent of all homeowners filed an insurance claim. If you find yourself in that category we would be happy to serve as your voice with your insurance carrier! Our insurance claim services are unique to the roofing industry! MidSouth Construction is a approved vendor with various insurance companies and can work with all insurance carrier on your behalf! Our goal is to ensure your claim is handled correctly and all damaged items are documented and included in your property damage estimate!
REQUEST YOUR FREE ROOF INSPECTION TODAY!
Frequently Asked Questions
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1. How Long Does It Take Before An Insurance Adjuster Will Inspect My Roof After I File A Claim?
Typically, within two days unless there is a catastrophic event. If a major hail storm or tornados have impacted an area the time frame can be extended by a couple of weeks. Insurance companies are required to act promptly to any reported claim and Time is of the Essence!
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2. Will Hail Damage a Metal Roof?
Hail will not penetrate a metal roof. They are very durable and considered resistant to hail damage. However, large hail can cause indentations in a metal roof. Metal roofing is rated a Class 4 by Underwriters Laboratory which is the highest impact resistance rating. Most insurance carriers will provide a discount on homeowner premiums when a Class 4 roof is installed.
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3. When Filing Insurance What is The Cost To The Homeowner?
The only cost to the homeowner is typically their deductible.
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4. How Long Does The Insurance Clain Proess Take?
The length of the insurance claim process for roof damage can vary depending on various factors. Typically, it involves multiple steps and interactions with different individuals or entities. Initially, you would need to contact your insurance company to inform them about the roof damage and initiate the claim process. Following this, an adjuster would be sent to inspect the damage and assess its extent. After the inspection, a claim would be written up, documenting the details of the damage and the cost of repairs or replacement.
At this point, you would need to find a reputable roof contractor who can perform the necessary repairs or replacement. Sometimes, additional information may be required to supplement the claim before it can be fully assessed by the insurance company. Once all the necessary documentation is provided, the claim would be submitted to the insurance company for approval.
The timeline for the approval process can vary depending on the specific insurance company, policy, and the complexity of the damage. It is important to note that some insurance companies may have longer processing times than others. In general, it is advisable to expect the insurance claim process for roof damage to be lengthy and move slowly, as stated in the source material.
Therefore, it is difficult to provide an exact timeline for the entire process as it can vary significantly. However, it is crucial to have patience and be prepared for the insurance claim process to take some time before the roof replacement or repairs are fully covered by insurance.
