MidSouth Construction LLC

Roof Financing Home Improvement Loans

Fire & Water Damage Restoration Contractors

Roof Financing & Home Improvement Loans that fit your budget and roofing needs!

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See your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required.Hearth makes it easy for you to find monthly payment options for your project, with:

Find convenient monthly payment options for your project. See your personalized payment plans without affecting your credit score now.

By financing their roof, homeowners are able to upgrade from a basic 3-tab roof to a designer shingle, slate roof, tile roof, metal shake roof, standing seam metal roof, or any type of roofing system they can imagine! Roofing loans with long term rates as low as 4.99% and short term rates as low as 0% APR for 18 months!  Roofing replacement can be an unexpected expense for many homeowners!  By utilizing affordable financing through GetHearth homeowners can have a much needed roof replacement installed with an affordable monthly payment!


Roof financing and home improvement loans allow your to upgrade to a designer shingles, or replace your roof without paying for the cost of your roof in full up front! We understand that sometimes life just gets in the way and you may not have enough cash to cover the cost of a full roof replacement. Perhaps you just want to upgrade to a designer shingle that will increase your home’s value but you just don’t have the funds to cover this expense. With affordable roof financing & home improvement loan options, you can get the roof that you really want with low monthly payments!

Monthly Payment Options

Payment Options That Work for You

Do I Need To Put A Cash Downpayment on My Roof Financing?

When considering our financing options for repairing or replacing your roof through
GetHearth, you have the flexibility of securing your project without the need for any down payment. They offer financing plans with multiple payment options tailored to suit your specific financial preferences. They aim to provide accessible solutions, where your credit score and credit history play a role in determining your eligibility and terms for a roof loan. Explore the possibilities of funding your roof project seamlessly with through GetHearth.

To get pre-qualified for roof financing, you can begin by filling out a form with your details. After you submit the form, you may receive immediate approval.  If not, expert to receive your results within 24 hours.  Your financing experience is tailored to your specific needs and budget, ensuring a personalized approach to meet your roofing financial needs effectively. Let’s start the process of securing your roof financing by clicking the button above for GetHearth!   

GetHeart has many financing options available for roofing projects to give you flexibility in payments:

1. No Money Down, 12 Months, Same as Cash: This option allows you to pay for the roof over a 12-month period with no upfront payment and no interest accrued during this period.

2. No Money Down, Low-Interest Loan: With this choice, you can select the number of installments you want and the interest rate to structure a monthly payment that fits your budget.

3. Combo Plan, No Money Down, 12 Months Deferred Interest: This plan gives you the flexibility to pay off the loan within 12 months without any interest, or you can opt to convert it into a low-interest loan at the end of the 12-month period.

These comprehensive options aim to provide you with the freedom to choose the best payment plan suited to your financial situation.  For details for your specific financing options please apply through GetHearth!

Absolutely! Financing a roof leak repair is a viable option if you don’t have sufficient funds available to cover the repair costs upfront. Many homeowners opt for financing as a solution to address urgent roof repairs without causing financial strain. By exploring financing options, you can potentially spread out the cost of the repair over time, making it more manageable and budget-friendly. This approach enables you to address the roof leak promptly, safeguarding your home from further damage while allowing you to pay for the repair in installments. Before committing to a financing plan, consider researching different financing options available to determine the best fit for your needs and budget. Ultimately, financing provides a practical way to address roof leak repairs promptly and effectively, ensuring the integrity of your home’s roof and preventing potential long-term issues.


Finance is a viable option for your roof replacement project. Exploring the various financing options available could provide you with the flexibility and convenience needed to manage the costs associated with replacing your roof. By understanding the benefits of financing and how to navigate the process to find the best fit for your budget, you can make an informed decision on how to proceed with financing your roof replacement project.

To finance your roofing project, MidSouth Construction refers customers to GetHearth!   They are a specialized lender in home improvement loans, to help you cover the costs of your roof replacement.  

Absolutely not!  Financing a roof is essential and necessary for many homeowners. In some cases, individuals may not have enough funds readily available to cover the cost of a new roof, so they opt for financing options. Additionally, homeowners may choose to finance a roof to avoid depleting all their savings at once and keep their cash for other investments or expenses. It is important to consider that utilizing financing for a roof project may slightly increase the overall cost due to interest fees. To determine the true cost of financing a roof, one must assess factors such as interest rates, applicable fees, and the total loan amount.

Financing your roof can provide you with the opportunity to hire the best roofing contractor and obtain a high-quality and long-lasting roof that suits your preferences. By opting for roof financing, you can have access to affordable and customized solutions, ensuring that your roofing project meets your needs without compromising on quality. If you are looking to preserve your available cash or do not have immediate funds for the project, financing allows you to spread out the costs over a manageable payment plan tailored to your financial situation. Additionally, choosing a financing option with simple interest loans and no early payoff penalties enables you to save money on interest by paying off the loan ahead of schedule. Ultimately, considering roof financing can make the process easier and more accessible, giving you the flexibility to invest in a durable and appealing roof for your property.

To pay for your roof with no money down, you have a few options available to consider. One option is a 12-month same-as-cash plan where you can spread the payment over a year without any interest. Another option is to opt for a low-interest loan that allows you to choose the number of installments and an interest rate to tailor an affordable monthly payment plan. Additionally, you can choose a combo plan that offers a 12-month deferred interest period, and at the end of this period, you can decide to either pay off the balance or convert it into a low-interest loan. These flexible payment options give you the freedom to select a plan that aligns with your financial situation and preferences for paying for your new roof upfront.

Absolutely!  You can finance all types of roofing systems with GetHearth!  Metal roofing is a more expensive option than traditional asphalt shingles which makes financial sense to use financing options and keep your cash!

Midsouth Construction

Experience You Can Trust!

Midsouth Construction is a roofing contractor known for their expertise in the roofing industry. We’ve partners with Hearth to provide the most competitive rates available on roof financing & home improvement loan options!   

Roofing Loan – Financing for Roof Replacements at Affordable Pricing

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